Banks are pulling back. Bender-Carey Capital is doubling down.

Right now, small balance commercial borrowers are being left behind.

Banks are tightening credit. Brokers are struggling to find direct lenders who actually answer the phone. And too many good properties are getting “no” because they don’t fit a rigid spreadsheet.

That stops here.

Bender-Carey Capital is proud to our Private Lending and we want to be clear about two things up front:

  • We are not a broker. We are the direct lender.
  • We are actively lending today — not “soon,” not “in better markets.” Now.

What This Program Does

We provide creative, common-sense financing for income-producing commercial properties with loan amounts from $250K to $5 million.

We don’t underwrite like a traditional bank. We look at asset performance and borrower potential — not just tax returns and debt ratios.

If the property makes money and the borrower has a solid plan, we want to have a conversation.


Program Highlights

  • Loan amounts: $250,000 – $5,000,000
  • Terms: Up to 30 years
  • Loan structures: Fixed rate and ARM options
  • Underwriting: Common-sense, efficient, and fast
  • YSP available: For bankers and brokers who refer business

Eligible Property Types

We finance a wide range of commercial properties that drive income and long-term value:

✓ Multifamily (5+ units)
✓ Mixed-use (residential & commercial)
✓ Office
✓ Retail
✓ Warehouse / Light industrial
✓ Self-storage
✓ Mobile home communities
✓ Automotive
✓ Restaurants
✓ Daycares

If your client owns or is acquiring one of these property types — and needs a partner who moves quickly — we need to talk.


Why This Program Exists Now

The market is uncertain. Interest rates are unpredictable. Traditional lenders are slowing down.

That’s exactly why we launched this program.

Bender-Carey Capital was built to lend when others hesitate. We give you:

  • Direct access to decision-makers – no layers, no delays
  • Transparent communication from inquiry to funding
  • End-to-end support so you and your clients close with confidence
We are not a broker passing your deal to someone else.
We are the lender. The buck stops here.

Get in touch to explore how BCC can help you.

📧 Email: info@bendercareycap.com
📞 Phone: +1 844-562-2748
🌐 Web: bendercareycap.com

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