Future-Focused
Finance.
Commercial real estate, government contracts, bridge lending, natural resources, equipment financing, and more - from $75K to $50M+. Your financial aspirations are our blueprint for success.
$250M+
Capital Raised
44
States
2018
Founded
100+
Years Exp.
The Full Spectrum of Capital
Term loans, lines of credit, acquisition financing, M&A, natural resources, fractional CFO services, and more - structured around your needs.
Commercial Real Estate
Purchase, acquisition, refinance, and construction-to-perm financing for commercial properties nationwide.
Government & Corporate Contracts
Capital against awarded contracts so you can perform immediately - SECRET clearance capability.
Bridge & Private Label Lending
Fix & flip, ground-up construction, stabilized bridge, DSCR rental, and portfolio loans. Close in ~2 weeks.
Equipment, PO & AR Financing
Equipment acquisition, purchase order financing, and accounts receivable - keep cash flowing and operations scaling.
Free Deal Checker
Check your deal in 60 seconds - LTV, DSCR, equity, and best product match. No login required.
Trusted by Leaders Who Build
“I am a pretty quick judge of character and when I met Kristie Bender-Carey, I knew immediately that she was the real deal. She is wicked smart, driven and wastes zero time advancing to the goal.”
Senator Mark Baisley
President, Slipglass · Colorado State Senator
“Their expertise, dedication, and commitment to our success have been truly exceptional. Thanks to Kristie and her team, we successfully secured the funding required for our acquisition.”
Esteve Mede
CISSP, CEO · End To End Enterprise Solutions
“I am so impressed by her expertise and dedication on multiple projects we have worked on together. She is a valuable partner not only helping us secure financing, but also setting our business strategy.”
Mark R. Savarese
Director, Multifamily & Investment Sales · Franklin Street
Deals That Define Us
Real transactions. Real outcomes. A track record built on execution.
Magnolia College Dorms
142-bed private off-campus student housing project near the University of Colorado Springs. Bender-Carey structured and closed the development and construction financing, navigating complex final-stage negotiations to ensure a seamless close.
“I’ve appreciated her knowledge and insight into both sides of the lender-borrower relationship and would work with her again.”
Bruce Peele
Former President, Goodwin Knight
Water Center USA
Working capital financing for goH2o to support employee growth and business expansion. Bender-Carey provided the capital structure needed to scale operations.
Rob Hawkins
goH2o
Multi-Project CRE Development
Ground-up construction-to-permanent financing across multiple commercial projects including Classic Dental CRE Building and Whistling Pines Gun Club CRE Building. Bender-Carey supported the full lifecycle from construction through permanent financing.
“What sets Kristie apart is her genuine interest in her clients’ success. She takes the time to understand each project’s unique needs and works diligently to identify financing options that align with the client’s goals.”
Steve Hammers
Developer & Builder
Challenger Homes & Goodwin Knight
Capital advisory and financing support for residential and commercial development projects under the Challenger Homes and Goodwin Knight brands.
Brian Bahr
Challenger Homes / Goodwin Knight
Cliff House
Financing for the historic Cliff House property in Manitou Springs. Bender-Carey provided capital advisory and structuring support for this landmark commercial real estate project.
Jim Morley
Cliff House, Manitou Springs
“What sets Kristie apart is her genuine interest in her clients’ success. She takes the time to understand each project’s unique needs and works diligently to identify financing options that align with the client’s goals.”
Steve Hammers
Developer & Builder
More Than a Financing Company
Founded in 2018 and headquartered in Colorado Springs, Bender-Carey Capital structures and deploys private debt across commercial real estate, government contracts, and asset-backed opportunities. Our team brings decades of combined experience across banking, defense, M&A, and natural resources.
Kristie Bender-Carey
CEO & Managing Partner
“Your financial aspirations are our blueprint for success. Our expert team is dedicated to crafting bespoke commercial investment strategies that empower your wealth and secure your legacy.”
10
Offices
2018
Founded
44
States
Tell us what you need
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We match your needs to the right financing product and team member
Fast response
A specialist reviews your request and responds within 24 hours
Quick Intake
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Institutional Infrastructure Partners
Ready to structure
your next deal?
Whether you need $75K in bridge financing or $50M+ for a portfolio acquisition, our team is ready to build the capital stack around your needs.
Free consultation · No obligation · Responses within 24 hours